Ritter Gustave

Mohammad Rahman

Tiffany Gomez

Your credit score is important and impacts your quality of life. Building credit and maintaining a high credit score is incredibly valuable as loans are necessary for investments such as purchasing a home or a car.

Building good credit can be difficult as variables deterministic of credit score such as age of credit limit are outside of ones control.

Herein we strive to unviel ones abilty to pay back thier loan by analyzing variables that are not dependenct upon credit score.

This exploration is an exercise for the Home Credit Default Risk competition on Kaggle sponsored by Home Credit Group.