https://nhi-hl-le.shinyapps.io/InsurancePricingApp/

https://drive.google.com/file/d/1uwDkA5Mn8w7HIl4Jr52PbIg3q80Ez71a/view

https://github.com/halannhile/insurance-pricing-app/blob/main/app.R

The pricing and reserving tool allows the user to view the gross premium and reserves revolution for different insurance products, applicable to different groups of policy holders:

Within each product, apart from choosing the age of the policyholder(s) and which group (X/Y) they belong to, the user can also specify the following parameters:

The tool supports two types of insurance policies:

1. Single life
2. Joint life

Within each group, you can first specify the policyholder age and their group (only applicable to single life products). Under each type of policy, you can choose between:

1. Annuity
2. Assurance

The tool will then display the gross premium amount, as well as an evolution plot for the prospective reserves, for which you can choose to compare the reserves against the remaining group (only applicable to single life products).

Single life annuities include:

1. Whole life annuity
2. Temporary annuity

Single life assurances include:

1. Pure endowment
2. Term assurance
3. Endowment assurance
4. Whole life assurance

Joint life annuities include:

1. Whole life annuity
2. Temporary annuity

Both are payable in arrears and go with single premium.

Joint assurances include:

1. Whole life assurance
2. Term assurance