Thanks for stopping by! This is a quick tool I wrote using Go, that gives you more visibility to your spending with Lloyds. This program does not have a GUI (Graphical User Interface), and runs on the terminal.

It parses a CSV file, or data from stdin (if a file was not provided) and produces a spending report.

WARNING: For security reasons, do not install a binary file that's supposed to do analysis on your bank statement! Please, do not post the output of this program online, as it's really bad practice revealing your financial history!

For convinience. Lloyds does not support searching your statement for a period greater than 90 days, which makes it difficult if you want to pinpoint certain transactions.

• Login to internet banking to download monthly CSV exports. View Statement > scroll down > click Export.
• Create a new directory: mkdir ~/Downloads/lloyds and move the CSV exports there mv ~/Downloads/*.csv ~/Downloads/lloyds
• Concat them: cat ~/Downloads/lloyds/*.csv > transactions.csv
• Delete the multiple headers: sed '1!{/^Transaction Date/d;}' transactions.csv > clean.csv

If you're using a ref/description for your transactions, you can easily find them.

• see rent transaction payments: cat clean.csv | grep -i "rent"
• how many times you paid rent: cat clean.csv | grep -i "rent" | wc -l

Pretty cool, right?

In the detailed report, you will see the following information:

• total transactions per day with daily spend
• total spend
• total earnings
• average spend & earnings
• total number of days you didn't spend money at all
• transaction types by count
• monthly spend

• You have to have Go installed on your system.
• Use go get to get the package: go get github.com/ggirtsou/lloyds and then cd to your project directory: cd $GOPATH/src/github.com/ggirtsou/lloyds
• Alternatively, clone the repository: git clone [email protected]:ggirtsou/lloyds.git

go build

Either pass a filename in CLI: ./lloyds --file="/tmp/clean.csv", or pipe CSV contents to stdin: cat ~/Downloads/lloyds/clean.csv | ./lloyds.

date		total transactions	spend
16/05/2016		1		£0.00
[...]
-----------
Total transactions:	1 in 1 days
-----------
Total spend:		£1
-----------
Total earnings:		£1
-----------
Average Spend / day:	£1
Average Earnings / day:	£1
-----------
You didn't spend money *at all* for 1 days!
-----------
Transactions types by count:
* DEB:	1	Debit Card
* CPT:	1	Cashpoint
* DD:	1	Direct Debit
* TFR:	1	Transfer
* PAY:	1	Payment
* DEP:	1	Deposit
* SO:	1	Standing Order
* OTH:	1	Other
-----------
Total Spend By Month:
* 05/2016:	£1
...

It all boils down to the CSV contents, having the right information in the right columns. If you get an export with your transactions from another bank and columns are in different order, you can reorder them and use this tool for that (althought it might not report the transaction types correctly as these are probably specific to Lloyds).

For reference, the expected headers order is:

Transaction Date,Transaction Type,Sort Code,Account Number,Transaction Description,Debit Amount,Credit Amount,Balance,

Feel free to make any changes, and if you feel it would be useful for other cases, please submit a Pull Request to make the tool more generic.

If you want a feature to be added, or a different calculation on the output, or found a bug please create an issue here on Github, and depending on my time constraints I will add it.

Sure! Clone the repository with git, or download the source code and hack away! You're free to do whatever you want with it, as it's under MIT license. Please note, I'm not responsible for any issues with this software - read LICENSE.