crynobone / asloan Goto Github PK

• Application should be able to calculate next loan due date.
• Application should be able to calculate next loan due amount.
• Application should ensure due amount is equals to total loan balances if loan term ends less than 1 week.
• Application should ensure that customer shouldn't make first repayment in less than 4 days.

Loan has outstanding balance

• Application should create repayment schedule and repayment amount.
• Application should update due_amount and due_at after each repayment.
• due_amount and due_at should reset after repayment occured.

Loan has no outstanding balance (full settlement)

• Application shouldn't create repayment schedule.
• Application shouldn't update due_amount and due_at.
• Application need to ensure Loan has completed_at.

• User can apply a loan.
• User can apply for more than 1 loan.
• User can't apply loan with zero or negative amount.
• User can't apply loan with invalid loan duration (start date after end date).

Data

• Description (nullable string)
• Amount
• Currency
• Term Duration (pick an expiry date)

• User can make repayment to a loan.
• User can make full settlement to a loan.
• User can make repayment to a loan on specific time.
• User cant make repayment to a loan on different currency.
• User cant make repayment to a loan higher than outstanding amount.
• Application should disallow repayment if loan has no balance (loan completed)