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budgie's Introduction

this is a markdown version of the copy on the site landing page: https://youneedaspreadsheet.com

You need a spreadsheet ๐Ÿ“Š

Get on top of your finances by tracking all of your bank accounts in Google Sheets. Having a high level view of your money is a budgeting superpower, you'll be able to analyse your spending & savings over the long term, and work out how to hit your money goals. But it'd be a pain to manually update a spreadsheet with your transactions & balances, why not let the robots do it for you? ๐Ÿค–

How much does it cost? ๐Ÿ’ธ

ยฃ4 per month, billed via Stripe.

If you'd like to connect a business account check out the business page.

Is my bank supported? ๐Ÿฆ

You can find the list of supported banks here.

What is it? ๐Ÿ’ญ

UK banks have a pretty cool, but under-adopted feature called 'open banking' which is a set of APIs provided by all banks that allow users & companies to read data, pay & accept payments via a common interface. This page uses Truelayer to connect to your bank and read the balance & transactions, then writes that data into a spreadsheet using the Google Sheets API.

I use this tool to have my current bank balance in a few different spreadsheets, i also feed it into BigQuery as an external table so i can make a Grafana dashboard for my daily spending & budgets, you can find a guide on how to do that here.

Why should i trust you? ๐Ÿ•ต๏ธโ€โ™€๏ธ

  • This project is open source, you can find it on GitHub.
  • Y.N.A.S never stores or logs any of your data & the only place the data lives is in your bank, and the spreadsheet you configure.
  • The credentials used to access both google sheets and Truelayer are encrypted at rest via Google Cloud's KMS (Key Management Service).
  • Y.N.A.S doesn't read any of your other spreadsheets, only the one created by this app.
  • Y.N.A.S will only use your Google email to identify your account, send receipts, and notify you if there are any issues.
  • Your data is never shared with a third party without your direct written or verbal consent.

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